Cathedral City, California

I have been serving Cathedral City as a bankruptcy attorney for almost 20 years. Our Palm Desert office is close to here, and I have had many clients file for Chapter 7 or Chapter 13 from Cathedral City. Our other office in San Clemente allows us to cover the whole area, and we are meeting clients in Orange, Riverside, San Bernardino, San Diego, and Los Angeles Counties.

History of Cathedral CityThe Coachella Valley of Riverside County, Southern California, boasts a rich and diverse history. Its earliest known inhabitants were the Cahuilla Native Americans, who thrived in the region long before European settlement. These indigenous peoples skillfully utilized the area's resources, particularly around what is now known as Palm Springs, which lies close to Cathedral City. The distinctive name of the city itself, "Cathedral City," originates from a nearby geographic feature known as "Cathedral Canyon." This canyon, situated to the south of the city, is renowned for its striking rock formations that strikingly resemble the architectural elements of a cathedral. Colonel Henry Washington made this unique comparison in the 19th century. He was so struck by the natural beauty and grandeur of the formations that it compelled him to compare them to a grand cathedral. Over the years, Cathedral City has evolved, growing and developing its unique identity within the vibrant Coachella Valley.

Economics of Cathedral City

Cathedral City's 17% poverty rate seems high, considering it sits next to the prestigious Palm Springs. The median income of Cathedral City sits at around $35,000, which puts it below the California median. Most debtors in Cathedral City will not have a problem passing the means test and filing for a Chapter 7 Bankruptcy. The median household makes $63,000 with an average of 2.73 people per home; we can see only the outlier, wealthier residents would need to file for Chapter 13. With an average commute of 20.3 minutes to work, transportation costs in this area will be relatively high. Economic data is provided by the U.S. Census Bureau.

Legal Experiences in Cathedral City

The city's several golf resorts and tourism attractions provide many jobs for residents of Cathedral City. The large Palm Springs Auto Mall within Cathedral City's limits also provides jobs. Many jobs are seasonal since they are based on tourism, and I have had many clients who call in the summer as work slows down and they get overwhelmed by credit. Some years ago, when Housing values plummeted, I had one client who owed $370,000 on a house appraised at 160,000. We were able to strip a $50,000 junior lien and get a permanent modification on the first loan at 2%, which will allow them to stay in their home.

Meet Your Attorney

If you are a resident of Cathedral City and have financial issues because of work or housing, call my office to schedule a free consultation and see how bankruptcy or debt negotiations can help you. Our Palm Desert office is only 12 minutes from Cathedral City, so that meeting will be easy.