Temecula Bankruptcy Lawyer

I've been a Temecula bankruptcy attorney for nearly two decades, completing and discharging thousands of cases. My practice includes two offices: one in Palm Desert, catering to the Eastern regions of Riverside County and San Bernardino, and another in San Clemente, which allows me to extend my services to Orange County as well as San Diego and Los Angeles Counties. My expertise primarily lies in Chapter 7 and Chapter 13 bankruptcies. Additionally, I assist with debt settlement, addressing wage garnishments, and handling foreclosures. With my extensive experience as a lawyer in Temecula and relaxed approach to life, I aim to provide comfort and support as we navigate the complex bankruptcy and financial restructuring process together.

As a Temecula bankruptcy lawyer, my law firm specializes in the areas below under the Riverside Federal Court for Temecula, California:  

Chapter 7 Bankruptcy
Reaffirmation Agreements
Chapter 13 Bankruptcy
Automatic Stay
Debt Settlement


The economy of Temecula, California, is significantly influenced by its thriving wine industry and tourism sector. As of 2023, the Riverside County wine and winegrape industry, primarily driven by the Temecula Valley American Viticultural Area (AVA), contributes a remarkable $2.7 billion annually to the local economy. This sector supports 17,058 jobs and generates over $956 million in annual wages and benefits. Tourism also plays a crucial role, with 885,300 tourist visits to the region's wineries, leading to an estimated $487.4 million in tourism spending.

Moreover, Temecula Valley experienced a substantial rebound in its tourism sector in 2022, which indicates a positive trajectory for the local economy. The region welcomed around 3.2 million visitors in 2022, a 28% increase from 2021. This surge in tourism led to a significant increase in travel spending, reaching nearly $1 billion in 2022. This boom in tourism created 9,160 jobs and contributed $345.3 million in direct travel-generated earnings. Additionally, state and local tax revenue from travel in 2022 amounted to $43 million. These figures underscore the importance of tourism and the wine industry as critical drivers of Temecula's economy.

These statistics reflect the broader economic trends and the vital role of sectors like agriculture, retail, entertainment, and recreation in shaping the economic landscape of Temecula.​ Visit Temecula Valley is to thank for some of these statistical facts.

Will households in Temecula pass the means test?
The median salary in Temecula is $41,261 (2022), while the means test dictates that a single person makes less than $71,861. The average person living alone will easily pass the means test. However, things look different for the average household, where there are approximately 35,000 households in Temecula. According to the last census data, the average household is 3.14 people per home in Temecula, and the median household income is about $111,881(2022). The median household of 3 people with a median income of over $105,130 for California households will not pass the means test and will have to file a Chapter 13 reorganization bankruptcy. If you want to know if you passed the means test in Temecula, contact a professional bankruptcy lawyer.

However, it is essential to note that these are median, not average, numbers. If you have questions, I can review your situation and tell you what will be best for you. If your home is in arrears or foreclosure, your job is garnishing your wages, or you want to discuss a debt relief arrangement, I am here to help. If you need help from a Temecula bankruptcy lawyer, contact me now!

Client Reviews
I highly recommend Christopher Hewitt. Chris was doing pretty good job on my case with full support from processing, scheduling and other questions. We are in desperate situation facing foreclosure and credit card debt at that time, he saved us. He has my highest recommendation with regard to his expertise. Rizal H K
We found the law office of Christopher Hewitt to be a pleasant relationship in our legal situation. The law office was always responsive and always treated my questions as important and answered very quickly. The law office always advised me and I got great advise on our situation. I would highly recommend this law office for your legal dilemma. John H
Ibegan a business relationship with the Law Office of Christopher Hewitt and dealt with Mr. Hewitt directly. I utilized his service in debt management and because of him i am debt free within 6 months!!! I cannot thank him enough for all the hard work he did and how effective he was with all my creditors. I definitely could not have been this successful with eradicating my debt if i had not employed Mr. Hewitt's services. I strongly recommend him and his Law Office to anyone looking for legal help. Thank you so much!!! Debra B.
The Law Office of Chris Hewitt was great at handling my debt settlement. I was able to speak directly with the attorney multiple times and he always knew what was going on with my accounts and gave me clear advise. I did not feel like he made any false promises and was very realistic about what the outcomes would be. At the end of the year I was able to pay off all my credit cards at less than 40% of what I owed at the time I hired him. I would highly recommend Chris Hewitt for any one who has debt issues and does not want to file for bankruptcy. Karen H.
Basically, if I could describe my experience with Chris Hewitt in three words they would be, professional, straight-forward, and helpful. Going into filing chapter 7 bankruptcy, I had no clue where to begin. Chris took me where I was at and guided me along a process that proved to be clearing financially and emotionally. Plus, I am quite certain nobody could have done it for a better price. I would recommend his service to anybody. Thank you. Dylan H.