Riverside Federal Bankruptcy Court Moves to Zoom Chapter 7, 11 & 13

The U.S. Trustee Program is introducing a new regulation requiring that all hearings and meetings for Chapter 7, 12, and 13 cases filed in the Central District of California be conducted exclusively via Zoom. This mandate applies to debtors, creditors, and their attorneys. Soon, there will no longer be telephonic hearings or Meetings of Creditors, and all these meetings will move to a Zoom call with all parties using Zoom to attend.

The new guidelines will require clients and attorneys to learn how to connect to a Zoom meeting, the new rules for participating in Zoom meetings, and how to verify the identity of debtors. These new guidelines come from the United States Bankruptcy Court Central District of California and are meant to standardize the bankruptcy hearing process. The new Zoom standard will affect The meeting of Creditors for Chapters 7 and Chapter 13 as well as the confirmation meetings for Chapter 13 and any other hearings during your bankruptcy case.

The Central District of California is divided into several divisions to manage the caseload effectively:
Los Angeles Division – Serves the Central Los Angeles area.
Riverside Division – Serves Riverside and San Bernardino Counties.
Santa Ana Division – Primarily serves Orange County.
San Fernando Valley Division – Serves the San Fernando Valley area.
Northern Division – Covers San Luis Obispo, Santa Barbara, and Ventura Counties.

Chapter 7 BankruptcyChapter 7, often called liquidation bankruptcy, allows individuals to discharge most unsecured debt. In California, Chapter 7 involves liquidating a debtor's non-exempt assets by a trustee, who then distributes the proceeds to creditors. This process provides a fresh start to debtors by clearing away debts such as credit card balances, medical bills, and personal loans. California offers two sets of exemption schemes to protect assets like homesteads, vehicles, personal belongings, and retirement accounts, allowing many filers to retain their property while eliminating debts.

Chapter 12 Bankruptcy
Specifically designed for "family farmers" or "family fishermen," Chapter 12 bankruptcy provides debt relief closely resembling Chapter 13 but is tailored to meet the unique needs of farmers and fishermen. This type offers more flexibility in the plan to adjust debts, considering the seasonal nature of agricultural or fishing income. In California, eligible filers can restructure their finances through a repayment plan over three to five years, allowing them to keep their operations running while managing their debts.

Chapter 13 Bankruptcy
Chapter 13 bankruptcy is designed for individuals who make too much income to pass the means best and instead must establish a manageable three to five-year repayment plan. In California, debtors propose a repayment plan to make installments to creditors over three to five years, depending on their income level. This chapter benefits those behind on mortgage or car payments, allowing them to catch up on arrears through the plan and restructure other debts.

Contact Us
If you are seeking a Riverside bankruptcy attorney and are considering filing Chapter 7 or Chapter 13 bankruptcy, please contact me now for a free consultation. Our firm will update current clients on how these changes will affect them.

Client Reviews
I highly recommend Christopher Hewitt. Chris was doing pretty good job on my case with full support from processing, scheduling and other questions. We are in desperate situation facing foreclosure and credit card debt at that time, he saved us. He has my highest recommendation with regard to his expertise. Rizal H K
We found the law office of Christopher Hewitt to be a pleasant relationship in our legal situation. The law office was always responsive and always treated my questions as important and answered very quickly. The law office always advised me and I got great advise on our situation. I would highly recommend this law office for your legal dilemma. John H
Ibegan a business relationship with the Law Office of Christopher Hewitt and dealt with Mr. Hewitt directly. I utilized his service in debt management and because of him i am debt free within 6 months!!! I cannot thank him enough for all the hard work he did and how effective he was with all my creditors. I definitely could not have been this successful with eradicating my debt if i had not employed Mr. Hewitt's services. I strongly recommend him and his Law Office to anyone looking for legal help. Thank you so much!!! Debra B.
The Law Office of Chris Hewitt was great at handling my debt settlement. I was able to speak directly with the attorney multiple times and he always knew what was going on with my accounts and gave me clear advise. I did not feel like he made any false promises and was very realistic about what the outcomes would be. At the end of the year I was able to pay off all my credit cards at less than 40% of what I owed at the time I hired him. I would highly recommend Chris Hewitt for any one who has debt issues and does not want to file for bankruptcy. Karen H.
Basically, if I could describe my experience with Chris Hewitt in three words they would be, professional, straight-forward, and helpful. Going into filing chapter 7 bankruptcy, I had no clue where to begin. Chris took me where I was at and guided me along a process that proved to be clearing financially and emotionally. Plus, I am quite certain nobody could have done it for a better price. I would recommend his service to anybody. Thank you. Dylan H.