Struggling with Credit Card Debt?

Struggling with Credit Card Debt? Bankruptcy Can Help

Credit card debt is a primary reason for many of my clients to seek my services. Credit cards have become a way of life in the United States and many people fall into the trap of keeping revolving debt. Many time credit card companies give teaser rates on balance transfers or allow you to go interest fee for a year but once you keep that balance and the interest goes up to 20% or more, your financial situation can deteriorate quickly.

If you are behind on credit card debt you are probably receiving harrassing phone calls and if you are sued its likely the creditor will collect on their judgment through a wage garnishment or a lien on your real property if you still have equity. Before you get to that point talk with a Coachella Valley Bankruptcy attorney about your options. I can negotiate on your debt to pay it off at a reduced rate or file a chapter 7 or chapter 13 bankruptcy which can all help you get back on your feet and move forward from your current situation. Having equity in your house won’t prevent you from getting a discharge.

In fact I had one client that owed 100k in credit card debt and had 100k in equity in their home. We protected the home through the homestead exemption and we discharged all their credit card debt through a chapter 7 bankruptcy. Good people who were trying to juggle too many things get caught up in debt just like everyone else. Before your unsecured credit card debt is turned into a secured judgment against your home or being enforced through a wage garnishment, talk to an experienced attorney to learn your options.

Client Reviews
I highly recommend Christopher Hewitt. Chris was doing pretty good job on my case with full support from processing, scheduling and other questions. We are in desperate situation facing foreclosure and credit card debt at that time, he saved us. He has my highest recommendation with regard to his expertise. Rizal H K
We found the law office of Christopher Hewitt to be a pleasant relationship in our legal situation. The law office was always responsive and always treated my questions as important and answered very quickly. The law office always advised me and I got great advise on our situation. I would highly recommend this law office for your legal dilemma. John H
Ibegan a business relationship with the Law Office of Christopher Hewitt and dealt with Mr. Hewitt directly. I utilized his service in debt management and because of him i am debt free within 6 months!!! I cannot thank him enough for all the hard work he did and how effective he was with all my creditors. I definitely could not have been this successful with eradicating my debt if i had not employed Mr. Hewitt's services. I strongly recommend him and his Law Office to anyone looking for legal help. Thank you so much!!! Debra B.
The Law Office of Chris Hewitt was great at handling my debt settlement. I was able to speak directly with the attorney multiple times and he always knew what was going on with my accounts and gave me clear advise. I did not feel like he made any false promises and was very realistic about what the outcomes would be. At the end of the year I was able to pay off all my credit cards at less than 40% of what I owed at the time I hired him. I would highly recommend Chris Hewitt for any one who has debt issues and does not want to file for bankruptcy. Karen H.
Basically, if I could describe my experience with Chris Hewitt in three words they would be, professional, straight-forward, and helpful. Going into filing chapter 7 bankruptcy, I had no clue where to begin. Chris took me where I was at and guided me along a process that proved to be clearing financially and emotionally. Plus, I am quite certain nobody could have done it for a better price. I would recommend his service to anybody. Thank you. Dylan H.